Brain Cryopreservation

What's included

What a Brain Cryopreservation Plan Entails

Part 1

Membership

Duration

Paid monthly until you are cryopreserved

Cost

25€ per month

Discounts

Available for family sign ups & Fellows

What does the Membership Fee pay for?

Hiring and maintenance of medical standby teams and keeping them on call 24/7 to dispatch to you.
Medical standby team equipment (ambulances, heart-lung machine, etc.) and training in the latest cryoprotection procedures.
Biostasis research and development to improve the quality of cryopreservation and aid in the creation of revival technology.
Welcome box, legal advocacy, customer service, member events, and more.

Part 2

Standby & Storage

Funds required

€75,000 payable at time of death

How to pay

Insurance, pre payments, etc.

Monthly cost

From €6 depending on age & health

Total funds required: A one-time payment of €75,000 is needed at the time of death. This is usually paid for by an insurance policy. The monthly cost of term life insurance starts at 6€ per month and increases depending on age and medical history. The standby & storage funds pay for:

Transport of medical team to your location plus standby at your location before your legal death (when there is forewarning).
Full cryopreservation of your brain.
Transport of your brain to the long-term care (storage) facility in Switzerland.
Indefinite long-term storage of your brain and revival if/when medical technology has advanced enough.

Part 1: Membership

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Payment Duration

Paid from the time you sign up until you are cryopreserved

Cost

25€ per month

Discounts

Discounts available for family sign ups and Tomorrow

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CALCULATE YOUR PLAN

Part 2: Funding for Standby & Storage

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Frequently Asked Questions

Brain Cryopreservation FAQ

We're here to give you all the information that you need to make an informed decision.

Is revival possible if only my brain is cryopreserved?

While it isn't possible to give any exact prediction for if/when revival of cryopreserved patients will be possible and what it would look like, there are reasons to believe that you only need your brain. Our brains hold the key to who we are, from our memories to our personality to our consciousness. Already today it's possible to 3D print some organs and prosthetics are getting increasingly advanced. And the good news with cryopreservation is that you can stay in that state indefinitely without any meaningful degradation. So, if revival of whole body patients became possible before the revival of brain only patients became possible, they could simply wait until the right technologies developed before reviving you. Read about the challenges and risks associated with cryopreservation here.

What is term life insurance?

Term life insurance is a risk insurance that provides immediate and full coverage for the 75.000€ needed for standby and storage. The insurance company will evaluate your risk based on a questionnaire of your medical history, and propose a monthly coverage fee according to that evaluation. After the contract has been finalized, the insurance company cannot ever increase your monthly fee based on medical conditions you develop in the future. Term life insurance always has an end date, after which time another funding method would need to be provided. You can think of it similarly to a car insurance. You pay for car insurance so that if an accident happens while you're insured, the insurance company will payout a large sum to cover your costs. However, if you do not get into an accident while insured, the insurance does not pay you anything.

What is the advantage of term life insurance?

Most people are not able or willing to directly pay the full 75.000€ needed for standby and storage when they first sign up for brain cryopreservation. Term life insurance provides decades of coverage at a very affordable price, giving members peace of mind that they will be covered in the event of an unexpected death and giving them time to gather the standby and storage funds in case they live past the end of their term life insurance coverage. Term life insurance also has the advantage that it covers you immediately after the contract has been finalized. Many other insurance methods require you to pay in for years or even decades before they would payout the full standby and storage funds.

What are my options if I live past my term life insurance coverage?

Most of our members will live past the end of their term life insurance, so they will need to provide a funding method that can take over once the term ends. Here are some of the options:
‍1) Extend the term life insurance: Term life insurance can be extended until the age of 85. Of course this would make the monthly fee more expensive. Additionally, the insurance would reevaluate your health before extending the coverage. If you have major medical problems the insurance can deny the extension.
‍2) Fund the standby and storage directly: Most people have accumulated significantly more wealth by the time they are 60-70 as opposed to 30-40. This means that when your term life insurance coverage ends, you should be in a much better position to fund your cryopreservation plan directly than you were when you first signed up for the plan. Additionally, we are actively working towards decreasing the costs of cryopreservation. It is likely that paying for a cryopreservation plan directly will be significantly cheaper when you age out of term life insurance than it is now.
‍3) Whole life insurance or other savings plan: Read more about this option below.
For more information we recommend scheduling a consultation with our team.

What is whole life insurance?

Whole life insurance is essentially just a savings plan with an insurance company, with a modest interest rate on your contribution. Whole life insurance does not require any medical evaluation and it does not have an end date. However, unlike term life insurance it does not provide immediate coverage for the full funds needed for standby and storage. This is why it's usually recommend to set up a term life insurance first in order to get decades of immediate and inexpensive coverage, and then to start investing into whole life insurance around 20 years before the end of your term life insurance coverage. This way you are guaranteed to be fully covered from the day you sign up until your legal death. If you are not satisfied with the interest rates on whole life insurance, you are also welcome to set up your own savings and investment plan that would take over after the end of your term. As a member of Tomorrow Biostasis you would receive guidance on how and when to set these funding methods.

What if I can't set up term life insurance?

Term life insurance can be impossible or too expensive to obtain depending on your age and health status. Since whole life insurance does not provide immediate coverage, you may need to set up an alternative funding method that could pay for your standby and storage in case you were to pass away before your whole life insurance or savings plan provided complete coverage. Read more about alternative funding methods below.

If I have the funds, should I just pay for my cryopreservation upfront?

If you have the full 75.000€ needed for brain standby and storage we would recommend you set up whole life insurance instead of paying Tomorrow Bio upfront or leaving the funds in a last will (unless you are terminally ill). There are two advantages to whole life insurance. Firstly, you will earn some interest with whole life insurance which makes it a better investment for you. Secondly, insurances have guaranteed fast payouts which makes this option better than leaving the money in a last will and testament which could be difficult to execute and lead to delays in your cryopreservation.

What are alternative funding methods?

There are many different methods of alternative funding depending on your situation. Possible alternative funding methods include your own insurance policy, funding through a last will and testament, or listing next of kin who are willing to cover some of the cost of your standby and storage. To set up this method you simply need to fill out our alternative funding document in which you stipulate how your storage and standby costs will be covered. Before choosing this option we highly recommend scheduling a consultation to get recommendations based on your unique situation.

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